What We Offer

Y-Risk is an underwriting company of The Hartford focused on the Sharing & On-Demand Economy.

As experts in this rapidly emerging space, Y-Risk challenges the norm to provide customized insurance solutions. We develop tailor-made insurance coverages and usage-based pricing to match each client’s business model.

Our products are designed to help companies grow – balancing the retention, transfer and mitigation of risk. Through an in-depth look at each company, we identify trouble spots, evaluate potential liabilities and help minimize concerns.

We take the following traditional lines of insurance and transform them into products that work for each of our clients:

  • Commercial General Liability Learn More
  • Commercial Auto & Physical Damage Coverage Learn More
  • Inland Marine
  • Property
  • Marketplace Cyber & Technology Platform Liability Learn More
  • Workers’ Compensation (for select risks)


Why Does The
Sharing Economy Need Y-Risk?

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