We are a team of insurance geeks excited by the challenge of helping companies in the Sharing & On-Demand Economy create trust, manage risk, grow, and succeed.
The Y-Risk team brings extensive experience in underwriting, product development, risk management, and actuarial analysis. Combining our experience in a creative & innovative environment, free of traditional insurance silos, allows us to thoughtfully approach the unique risks presented by tomorrow’s economy.
We have proudly built a company operating on the leading edge of the insurance industry where we expertly merge the fundamentals of insurance with the fast-paced world of the tech-enabled Sharing & On-Demand Economy.
Y-Risk Innovation Labs
bernieh@yrisk.com
Bernie has more than 30 years of experience in the insurance industry in various management, underwriting and actuarial roles. Prior to forming Y-Risk, Bernie worked at XL Catlin leading the Global Professional business. He graduated from Allegheny College with a BS degree in Math. Bernie looks forward to continuing to live life like a millennial even though a few grey hairs suggest otherwise.
Actuary
danp@yrisk.com
Dan brings more than 30 years of actuarial experience to Y-Risk. He graduated with a BS in Electrical Engineering from Worcester Polytechnic Institute, is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. Dan is a fan of all Boston sports and plays as much golf as possible.
Senior Data Engineer
elvisc@yrisk.com
Elvis began his career in management consulting as a data professional and has worked in various technical roles for firms in the financial services and insurance industries. He is now using this experience to deliver data engineering solutions to Y-Risk customers. Elvis is a graduate of Central Connecticut State University with a degree in Computer Engineering Technology and is an avid cyclist who enjoys spending time outdoors, preferably, without a laptop.
Executive Underwriter
frederick@yrisk.com
Frederick has been in the insurance business for more than 20 years in various claims and sales roles. He earned his undergraduate degree in Communications/French from Oakwood University and holds an MBA from Albertus Magnus. Frederick loves to talk insurance which makes him a huge hit at cocktail parties and in his spare time enjoys eating, running, biking, and doing his best to embarrass his 3 kids.
Chief Underwriting Officer
iainb@yrisk.com
Iain brings over 30 years of experience as an underwriter & intermediary to Y-Risk and our clients. He holds a BA from Hamilton College and an MBA from Bentley University’s McCallum Graduate School of Business. Iain enjoys running, unless he’s being chased.
Senior Underwriter - Cyber & Innovation
jessica@yrisk.com
Jessica comes to Y-Risk from AXA XL with more than 10 years of experience in internal audit, underwriting operations, and cyber underwriting. She’ll be using those skills to not only expand the Y-Risk Cyber book but also spearhead some exciting new usage-based insurance projects. Jessica graduated from Eastern Connecticut State University with a Business degree and enjoys hiking, spending time with her husband and new daughter, and helping at her family’s Italian specialty market during the holidays.
Director of Operations
katied@yrisk.com
Katie joins Y-Risk with more than a decade of Management Liability, E&O and Cyber underwriting experience from Chubb, XL Catlin and, most recently, a Ryan Specialty Group MGA. She is a graduate of Trinity College in Hartford, CT, wishes she was born in a tropical climate and volunteers at a goat farm in her free time.
Underwriter
melissab@yrisk.com
Melissa joined Y-Risk as an Underwriting Assistant in October of 2019. After earning a Culinary Arts degree, she made a career in the hospitality industry. Managing guests, including the occasional unhappy one, and raising three girls has positioned her well for a career in insurance.
COO, Head of Actuarial
mikev@yrisk.com
Mike brings more than 30 years of actuarial and finance experience to Y-Risk. Mike graduated with a BS in Mathematics from Worcester Polytechnic Institute and is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries. Mike enjoys running, watching football, and a cold IPA (not necessarily in that order).
Senior Executive Underwriter & Legal Analyst
sharmy@yrisk.com
Sharmy started her career at Lincoln Financial Group after graduating from Trinity College with degrees in Public Policy & Law and Philosophy. Fall of 2018, she started working towards her J.D. at The University of Connecticut’s School of Law. When this native New Yorker isn’t behind a book or at the beach, she’s found valiantly supporting the Knicks – despite some letdown.
Head of Innovation & Solutions Design
wendyd@yrisk.com
Wendy has 25 years of specialty insurance experience in various management, underwriting, product development and innovation roles. Most recently, Wendy was the Global Manager of the Technology Segment for a leading global insurer. Wendy is a graduate of Pomona College and is a Chartered Financial Analyst (CFA). Longstanding vendetta with the local bear aside, Wendy enjoys being outdoors, gardening and feeding her backyard birds.